I didn't like this one as well as Total Money Makeover, it was a much slower read and just not as "hands-on" applicable information for finances, but I did learn a couple things, these are the notes I jotted down as I read:
-page 30 (haha, not sure what it was, but if I ever need to reference it again...at least I'll remember the page!)
-sinking fund: payments in reverse (p. 118)
-3 to 6 month emergency fund
-Proverbs 21:20 "There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up."
-compound interest: let it work for you through savings (not against you via debt)
-investments: mutual funds (p. 128)
-high deductible insurance, save on monthly premiums (p. 131) We're on one now and it's great other than when there's a bigger medical expense (like maternity) then suddenly it feels like you are spending SO much on medical bills! But it probably is worth it in the long run, since we have an HSA (health savings account that we and the employer put money in pre-tax) and we haven't paid monthly premiums...it's just different when you are used to HMOs that often are 80/20 after a small co-pay.
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